NetAzcets will consider any 1st position mortgage loans (residential or commercial) with at least 5% hard equity in the collateral and a borrower credit score as low as 555 credit score on residential loans and a 600 credit score on commercial loans. As a leading real estate note buyer, we purchase residential and commercial mortgage notes in all 50 states.

If the equity is below 5%, we will still explore the asset’s characteristics and make our decision on a case by case basis as well. We do have a minimum property-value amount of $50,000 on residential and commercial assets for sale. There is no minimum or maximum loan amount requirement whatsoever. We will also consider sub-performing, re-performing and non-performing residential mortgage notes and commercial mortgage notes on a case-by-case basis only – no guarantees of acceptance. To learn more about creating a valuable mortgage loan to resell, click here.

Types of Mortgage Notes We Accept

✔ Residential Mortgage Notes
✔ Commercial Mortgage Notes
✔ Mobile Home Notes (with land)
✔ Bare Land Notes
✔ Non-Performing
✔ Deeds of Trust
✔ Mortgage Contracts
✔ Land Contracts
✔ Contracts for Deeds
✔ Real Estate Contracts
✔ Purchase Money Notes
✔ Residential and Commercial Mortgage Portfolios
✔ Performing and Nonperforming 2nd’s and Junior Liens
✔ Properties/REO’s (Extremely Select)

We are actively reviewing all residential mortgage portfolios with a $10,000,000 (ten million dollar) maximum  combined balance (UPB) with no geographical restrictions whatsoever. We will consider performing residential mortgage portfolios, sub-performing residential mortgage portfolios, re-performing residential mortgage portfolios and non-performing residential mortgage portfolios, nationwide.

In addition to the $10,000,000 portfolio-NetAzcets, we do prefer that all of the subject properties within said portfolio have at least $100,000 current property value or higher. All residential collateral types (SFR, town homes, condos, etc) must consist of land with a residentially zoned, free-standing (attached) structure (no bare land or new-construction loans).

Business loan pricing is determined but not limited to: the strength of the business (especially financial strength), business model/characteristics and borrower credit score, which is also explored on a case-by-case basis. All business loans must contain a written personal guarantee from borrower. All other loans will be reviewed and considered on a case-by-case basis. Be sure to learn how to create a valuable business note before you complete your small business sale.

Types of Business Loans We Accept

✔ Most Small Business Notes up to $500,000 (Max)
✔ Notes Secured By Convenience Store Businesses
✔ Notes Secured By Gas Station Businesses
✔ Notes Secured By Dry Cleaners/Laundry Businesses
✔ Notes Secured By Restaurants/Eateries Businesses
✔ Notes Created as a Result of a Partner Buy Out
And many more…

As a growing real estate note buyer, we are now actively acquiring and trading performing, sub-performing and non-performing second position mortgage notes nationwide, with no geographical restrictions whatsoever. As per performing junior lien mortgage notes, all will be considered on a case-by-case basis only, with no guarantee of acceptance. Our criteria for purchasing second position mortgage notes or any type of lesser-position junior lien mortgage notes are as follows:

Performing or non-performing
Junior loans considered for purchase must be behind a performing 1st position loan
No minimum loan amount

All residential REO acquisitions will be considered on a case-by-case basis (only). Our investment appetite is currently geared towards residentially zoned, REO properties with a current market value of $75,000 or greater with geographic restrictions. We are only interested in the following areas of the continental US:

Pennsylvania: (Philadelphia County, Bucks County, and Montgomery County)
Texas: (Dallas/Fort-Worth, Austin, San Antonio and Houston)
California: (San Francisco Bay Area, Los Angeles /San Fernando Valley, San Diego County, Orange County, Central Coast)

We offer full purchase options and partial purchase options including split-partial purchases as well.